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Do not befriend the trend to spend what OTHERS lend And then pretend YOU Did not let you get you debt you can't re-pay in any way - without delay ; Or leans on loans from firms with terms That consolidate But can't console Control from such a crutch is not worth much To those who'd rather RUN Their own affairs with Bulls and Bears Than borrow from tomorrow : sorrow and a duller dollar dolour Edit Credit and learn to EARN "A penny for your thoughts" One five and a pair of noughts Arrange exchange Save yourself And Bank the Monkey !