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MasterCard Survey Shows Consumers Worldwide See Dawn of Cashless Society Ahead MasterCard Worldwide today announced the issuance of the 20 millionth MasterCard® PayPass™ device globally. PayPass is now accepted at more than 80,000 merchants in 20 countries. This latest milestone is consistent with the results of a Global Cash Usage Survey conducted in 2007 by KRC Research and commissioned by MasterCard Worldwide, designed to gauge global attitudes towards the use of cash versus alternate payment methods as well as to determine consumer interest in using new technologies, such as contactless payment technology. The MasterCard global survey conducted in 13 countries showed that a growing majority of consumers worldwide believe that one day there will be a cashless society – globally consumers agree that they do not like to carry large amounts of cash and their behaviors, such as unwillingness to wait in line for more than ten minutes for small purchases, are driving growth in cashless payments.

http://down-payment-alliance.eoltt.com/ How can you get help with a down payment for your new home? DOWN PAYMENT ALLIANCE. Government Down Payment Assistance HUD guidelines (4155.1 revised) allow a cash gift of down payment funds from a government

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As Congress debates how to solve the mortgage credit crunch, a new survey by Freedom Works indicates a majority of Americans don't want Uncle Sam to foot the bill. "I don't think we should look towards government sponsored enterprises as a solution to this problem...The private market is actually working very well...we see both lenders and buyers already correcting their behavior in this market," said Wayne Brough, Chief Economist at FreedomWorks. More than half of those surveyed oppose legislation eliminating down payments for federally-funded loans for borrowers seeking new mortgages--or trying to refinance with no home equity. 72 percent oppose increasing government insured loans beyond the current $417,000 maximum. Instead, 87 percent favor standards which require lenders to verify a borrowers finances and income. And 93 percent believe lenders should provide clear cut information to consumers before they sign their mortgage documents.

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